How to Create Budget In Excel Spreadsheet with Template "Money is a tool. Used properly it makes something beautiful- used wrong, it makes a mess!" - Bradley Vinson It takes discipline to use money properly. In this tutorial, we are going to look at how we can use Excel to properly manage our personal finances. We will cover the following topics. Why manage Budget? Major components of a personal finance system Using Excel to set personal budgets, record income and expenses Visualizing the data using charts Why manage Budget? Let's face it, the world we live in is fuelled by money. We go to school to get a good job, engage in business and other related activities with the main goal of making money. If we do not manage our personal finances properly, then all of our efforts go to waste. Most people spend more than they earn. In order to be financially successful, one needs to develop a habit of spending less than they earn and invest the surplus in ...